Watch out for these 10 ‘retirement killers’

2019-02-23

There are plenty of things that can ruin a person’s retirement plans — divorce, illness, job loss, overspending. Some leave a retiree with a lifetime of regret. A recent study has revealed for the first time the 10 biggest causes of financial regret among those who have retired or areRead More →

Why new tax rules make Roth accounts better than ever

2019-02-22

(This article has been updated with 2019 income and contribution limits.) Free? Everyone likes free. Add on “tax-free,” and it’s even better. The Roth accounts offer a fantastic way to accumulate money tax-free. New tax laws make Roth accounts look better than ever. The Tax Cut & Jobs Act loweredRead More →

Don’t feel bad if you can’t retire early

2019-02-19

There is a new couple in town. They moved in a few blocks away, into the smallest house on the street, with their used Subarus, and thrift store clothes. You’ll see them riding bikes to work, never going out, and declining to attend the neighborhood cookout that costs — gaspRead More →

How to make retirement romantic

2019-02-14

When Fritz Gilbert retired, he and his wife, Jackie, a stay-at-home mom, knew there would be adjustments. But they wanted to make the most of this next phase of their life, so they used an “activity jar.” Each week during the year leading up to his retirement, the two wouldRead More →

10 retirement lessons from a retired retirement pro

2019-01-25

For the better part of 40 years, I spent a great deal of time helping thousands of workers prepare for retirement. We ran seminars for workers and spouses on topics like retirement income, insurance, lifestyle, relocation and more. I think it’s fair to say that, if someone took advantage ofRead More →