10 diet hacks to help you lose weight


Dieting sucks. Nobody likes counting calories and trying to lose weight. If you’ve tried it you may have found it’s slow, grinding and frustrating. Lose three pounds. Gain two. Repeat. But 32% of the population are overweight and another 40% are actually obese. And shedding the pounds is great forRead More →

More borrowers are getting rejected for auto loans


U.S. consumers might have their pick of employment in today’s robust job market, but that doesn’t mean everyone is getting financed for a car. A Federal Reserve Bank of New York survey of consumer credit released Monday showed a spike in the rate of auto-loan rejections, to 8.1% in OctoberRead More →

Barac Capital Q3 2019 Letter


Since inception, SMAs have performed broadly in line their multi-asset benchmark while capturing 76% of the S&P 500 stock index’s total returns. Net returns (after fees and expenses) amounted to 22.5% (8.9% annualized) versus 22.4% (8.9%) for the benchmark and 29.5% (11.5%) for the S&P 500 index (including dividends). StocksRead More →